Money struggles took center stage during the 2018 furlough of federal government workers and continued to spiral down during the 2020 pandemic. Both events exposed how minorities and women struggle more financially during difficult times. Saving is important to provide a safety net; however, this is only part of the solution. There are many books about saving and budgeting. The advice provided is not sustainable without first identifying your personal inspiration for embracing a change in behavior. The solution will require minorities and women using their untapped power to change mindsets ingrained in the fiber of the United States. To get there minorities and women will need to learn how to create their seats at the table of financial wealth. Changes will need to take place at the national level to finally achieve long-fought-for visions of equality. The national changes combined with individual commitment will allow this group to achieve their dreams of financial wealth and the unexpected opportunities that come with it. This book presents historical evidence and personal stories to help the reader gain a different perspective on how to achieve a piece of the American pie. Strategies are presented to help you start your financial journey; one even begins with $1.34. Let's go.....